Under the FMLA, what type of insurance is protected during leave?

Under the Family and Medical Leave Act (FMLA), group health insurance is protected during an employee's leave. This means that if an employee takes leave under FMLA for qualifying reasons, their group health insurance coverage cannot be terminated or altered. The employer is required to maintain the employee's health insurance benefits on the same terms as if the employee were actively at work.

This protection serves to ensure that employees do not lose their health coverage while they are unable to work for specific family or medical reasons, which might include serious health conditions, the birth or adoption of a child, or caring for a family member with a serious health condition. Maintaining group health insurance during such leave is critical for the well-being of employees and their families, as it helps in accessing necessary medical care.

The other types of insurance, such as homeowners and life insurance, do not have the same protections under the FMLA regarding leave, and unemployment insurance is a different type of benefit that is not directly affected by job-protected leave under the FMLA.